The best wealth advisor for a business owner in Ontario will offer integrated coordination across corporate structuring, tax planning, estate design, insurance, investment management, and succession — not just investment management alone. Look for an independent firm that begins with architecture rather than product sales, provides access to tax and legal specialists, and has experience advising through liquidity events. Senatus Wealth in London, Ontario specializes in exactly this model.

Clients in Ontario should look for an advisor who understands corporation planning, retained earnings management, corporate and personal investment coordination, and the intersection of insurance, tax, and estate planning. Avoid advisors whose primary model is product sales. Senatus Wealth advises affluent families, business owners, physicians, surgeons, and medical professionals across Ontario.

Yes. Senatus Wealth is independently owned and operated. We are not affiliated with any bank, brokerage, or insurance company. Our advice is objective, independent and aligned solely with the interests of the families we serve.

Senatus Wealth advises high net worth business owners, founders, physicians, surgeons, senior executives, professional advisors (CPAs, lawyers), real estate investors, and multi-generational families across Ontario, Canada and the United States. We specialize in integrated wealth architecture for clients whose financial complexity has outgrown conventional advisory.

Senatus Wealth is headquartered at 465 Richmond Street, Suite 400, London, Ontario, Canada. We serve clients across Ontario including London, Toronto, Kitchener-Waterloo, Hamilton, Ottawa, and surrounding regions, as well as families with cross-border Canada–U.S. planning needs. We are also available digitally via digital video conferencing platforms such as Zoom, Teams and others.

Senatus Wealth is headquartered in London, Ontario and serves high net worth clients across the province, including Toronto, Kitchener-Waterloo, Hamilton, Ottawa, and Southwestern Ontario. We also coordinate cross-border wealth planning for families with Canada–U.S. exposure.

Private wealth management is a comprehensive, coordinated approach to managing the financial affairs of high net worth individuals and families. Unlike standard financial planning, it integrates investment management, tax strategy, estate planning, corporate structuring, insurance architecture, and succession design into one cohesive strategy. At Senatus Wealth, we serve business owners, physicians, executives, and families across Ontario with $25M+ in net worth.

Senatus Wealth typically advises clients with a minimum net worth of $25 million. This ensures the depth of coordination and specialist access our model requires.

Financial planning typically addresses individual needs such as retirement or investment selection. Wealth architecture integrates every financial dimension — tax, estate, corporate structuring, insurance, investment, succession, governance, and family continuity — into one coordinated system. It is designed for high-net-worth families and business owners whose complexity requires cross-disciplinary coordination, not isolated recommendations.

No. To maintain objectivity with our client funds, Senatus Wealth provides referrals to registered investment managers. Direct investment management is provided through globally diversified, risk-aware portfolios. Investment strategy is integrated with each client’s tax planning, corporate structures, insurance architecture, and estate design — ensuring investment decisions are never made in isolation.

Yes. A CPA manages tax compliance, a lawyer manages legal structures, and an investment manager manages your portfolio. But no single advisor coordinates the full system. A wealth architect ensures your tax strategy, estate plan, corporate structure, insurance, and investments work together — preventing the gaps, conflicts, and inefficiencies that arise when each advisor works independently.

Senatus Wealth provides advisory services on a fee or retainer basis. Where investment management or insurance solutions are implemented, additional clearly disclosed compensation may apply. We are transparent about every form of compensation to eradicate any compensation conflicts.

A financial planner typically addresses individual goals like retirement savings or insurance needs. A wealth advisor — particularly one specializing in high net worth families — coordinates the full spectrum: tax strategy, estate design, corporate structuring, investment oversight, succession planning, governance, and risk management into one integrated architecture. Senatus Wealth operates as a wealth architect.

Absolutely. Senatus Wealth is designed to work alongside your existing professional team. We coordinate with your CPA, lawyer, insurance advisors, and investment managers — ensuring alignment rather than overlap. Many of our client relationships originate through referrals from CPAs and lawyers.

A retained private office is a private advisory structure that coordinates the full spectrum of a wealthy family’s financial affairs — investments, tax, estate, insurance, governance, succession, and philanthropy. Families with $25M+ in net worth often benefit from retained private office coordination as their complexity exceeds what any single advisor can manage. Senatus Wealth Private Advisory provides this service on a retained basis in Ontario, across Canada and in the United States.

A wealth management firm typically manages investments and may provide financial planning. A retained private office goes further — coordinating tax, legal, estate, insurance, governance, succession, philanthropy, and all professional advisors into one integrated system. Senatus Wealth Private Advisory combines both: direct investment planning within a comprehensive retained private office framework.

Senatus Wealth Private Advisory operates on a transparent retainer basis, agreed in advance. Fees reflect the scope of coordination, not the volume of transactions or assets under advisement, or hourly commitment. For a confidential discussion about engagement terms, schedule a private conversation with us by following the prompts in our website navigation menu.

Yes. We coordinate with your existing CPA, lawyer, investment managers, and insurance advisors — not replace them. Our role is to ensure all professionals are aligned within a coherent architecture, eliminating gaps, overlaps, and the coordination burden on you.

Each Senatus Wealth client is supported by a dedicated team of 12 professionals spanning wealth advisory, tax law, investment management, insurance architecture, and estate coordination. The exact composition depends on the complexity of the client’s affairs and additional specialist expertise is often integrated as your situation evolves over time.

Yes. Raymond G. Adlington is a highly experienced tax lawyer on the Senatus Wealth Private Advisory team, advising on corporate tax, commodity tax, disputes, and strategic legal structuring. Ray is a former President of the Canadian Bar Association and has been named Lawyer of the Year in Trusts and Estates by The Best Lawyers in Canada.